Socialization on the Role of Islamic Banking in Encouraging the Progress and Development of MSMEs
Abstract
Micro, Small, and Medium Enterprises (MSMEs) play a vital role in the Indonesian economy, contributing significantly to economic growth, employment, and poverty alleviation. However, limited access to financing sources that suit their needs is a significant obstacle for MSMEs in developing their businesses. This research explores the role of Islamic banking as an alternative solution in supporting the development of MSMEs. Through community service activities at SMA 1 Sidue, we delivered material on Islamic banking and developing MSMEs to 100 student participants. An interactive lecture method was used to improve understanding, followed by a discussion session to encourage active participation of the participants. The evaluation results showed an increase in students' understanding of Islamic banking, including financing products that comply with Sharia principles and the challenges and opportunities faced by MSMEs. This activity is expected to educate MSME players on the benefits of Islamic banking and strengthen their capacity to access more ethical financing. Thus, Islamic banking can be a strategic partner for MSMEs, assisting them in sustainable business growth and development.
References
Azizs, A. (2017). Aplikasi Sistem Keuangan Syariah Pada Perbankan. Almufida, 2(1), 15–31. https://doi.org/10.24815/jped.v2i1.6645
Febriantoro, W. (2018). Kajian Dan Strategi Pendukung Perkembangan E-Commerce Bagi Umkm Di Indonesia. Jurnal MANAJERIAL, 17(2), 184. https://doi.org/10.17509/manajerial.v17i2.10441
Hidayah, M. S., Amin, M., & Anwar, S. A. (2024). Peran Bank Syariah dalam Pemberdayaan dan Peningkatan UMKM (Studi Kasus Pada Bank Syariah Indonesia KCP Batu). Warta Ekonomi, 7(2), 470–477.
Hidayat, A., & Abbas, A. S. (2024). Pemahaman Masyarakat terhadap Produk Bank Syariah di Desa Patrol Baru Kecamatan Patrol Kabupaten Indramayu. 2(2), 114–129.
Hidir, N., Kara, M., & Yunus, A. R. (2022). Analisis Pemahaman Masyarakat Terhadap Bank Syariah Indonesia (BSI) Setelah Merger. El-Mal: Jurnal Kajian Ekonomi & Bisnis Islam, 4(4), 1045–1054. https://doi.org/10.47467/elmal.v4i4.2284
Maimun dan Dara Tzahira. (2022). Prinsip Dasar Perbankan. Al-Hiwalah: Sharia Economic Law, 1(1), 125–142.
Paul, J., Parthasarathy, S., & Gupta, P. (2017). Exporting Challenges of SMEs: A Review and Future Research Agenda. Journal of World Business, 52, 327–342. https://doi.org/10.1016/j.jwb.2017.01.003
Rizal, M., Basalamah, M. R., & Mustapita, A. F. (2021). Assisting Sharia banking financing programs in the development of MSMEs in Malang Regency. Community Empowerment, 6(10), 1806–1815. https://doi.org/10.31603/ce.5223
Siregar, F. A., & Razali, K. (2022). UMKM Participation in Halal Industry: The Legal Framework and Opportunities. Jurnal Ilmiah Islam Futura, 22(1), 127–138. https://doi.org/10.22373/jiif.v22i1.10393
Sofyan, S. (2017). Peran UMKM (Usaha Mikro, Kecil, dan Menengah) dalam Perekonomian Indonesia. Bilancia, 11(1), 33–64.
Sofyan, S., Sofyan, A. S., & Mansyur, A. (2022). Evaluating Indonesian Islamic Financial Technology Scholarly Publications : A Bibliometric Analysis. Ikonomika: Jurnal Ekonomi Dan Bisnis Islam, 7(2), 233–256.
Sofyan, S., Sofyan, A. S., Syamsu, N., & Yamani, N. G. (2023). Tracing Islamic Fintech Research in Indonesia and Malaysia : a Bibliometric Approach. Proceeding of International Conference on Islamic and Interdisciplinary Studies (ICIIS), 311–318.
Sofyan, A.S., Abror, A., Putra, T.W., Muslihati, M., Sofyan, S., Sirajuddin, S., Katman, M.N. and Darussalam, A.Z. (2022), "Crisis and disaster management for halal tourism: a systematic review", Tourism Review, Vol. 77 No. 1, pp. 129-145. https://doi.org/10.1108/TR-08-2020-0390
Sofyan, A.S., Rusanti, E., Nurmiati, N., Sofyan, S., Kurniawan, R. and Caraka, R.E. (2024), "Islam in business ethics research: a bibliometric analysis and future research agenda", International Journal of Ethics and Systems, Vol. ahead-of-print No. ahead-of-print. https://doi.org/10.1108/IJOES-02-2024-0058
Mera, N., Marzuki, M., Sapruddin, S., & Cahyani, A. I. (2024). Child Custody Rights for Mothers of Different Religions: Maqāṣid al-Sharī'ah Perspective on Islamic Family Law in Indonesia. Samarah: Jurnal Hukum Keluarga dan Hukum Islam, 8(3), 1645-1668.
Bachmid, S., Harun, H., & Noval, N. (2023). Relationship Between Intellectual Intelligence, Adversity Quotient and Employee Performance Mediated By Religiousity. Jurnal Riset Bisnis Dan Manajemen, 16(2), 152–160. https://doi.org/10.23969/jrbm.v16i2.7176
MULIATI, M., MAYAPADA, A. G., PARWATI, N. M. S., RIDWAN, R., & SALMITA, D. (2021). Does Audit Matter in Earnings Quality of Indonesia Banks?. The Journal of Asian Finance, Economics and Business, 8(2), 143-150.
Copyright (c) 2024 Noval, Abdul Jalil, Ahmad Haekal, Fatma, Khusnul Khatimah, Muh. Imam Fur’qan, Moh. Mukhasyaf
This work is licensed under a Creative Commons Attribution-NonCommercial 4.0 International License.
To be accepted and published by the Journal of Community Service: In Economic, Business, and Islamic Finance, authors submitting article manuscripts must go through all review stages. By submitting the manuscript, authors agree to the following terms:
- Authors guarantee that the article is original and has not been previously published. The article does not contain illegal statements and does not infringe upon the rights of others. Authors affirm that the article is entirely their own copyright. If there are quotations or references from other sources, authors must obtain written permission and ensure that the quotations are free from third-party rights.
- Authors retain the copyright to their work and grant the first publication rights to the Journal of Community Service: In Economic, Business, and Islamic Finance, under the Creative Commons Attribution-NonCommercial License 4.0 International (CC BY-NC 4.0). This license allows others to share the work while attributing the authorship and initial publication in this journal. However, commercial use of the work is not permitted.
- Authors are permitted to make additional contractual arrangements for non-exclusive distribution of the published journal version. For example, they may submit the article to an institutional repository or publish it in a book, with acknowledgment of the initial publication in this journal.
- Authors are allowed and encouraged to post their work online before and during the submission process. This is considered to promote productive exchange and early and broader citation of published work (See the Influence of Open Access).
All articles in the Journal of Community Service: In Economic, Business, and Islamic Finance, are licensed under the Creative Commons Attribution-NonCommercial 4.0 International License.
