https://jurnal.uindatokarama.ac.id/index.php/jcsebif <p style="text-align: justify;">The <strong>Journal of Community Service: In Economic, Business, and Islamic Finance</strong> is a scholarly platform dedicated to documenting and sharing community service contributions in the fields of Economics, Business, and Islamic Finance. Our journal serves as a conduit for authors, both national and international, to disseminate their knowledge, experiences, and outcomes of community service activities through original articles. We encompass a wide range of research-based community service methodologies, including Participatory Action Research (PAR), Asset-Based Community Development (ABCD), Community-Based Research (CBR), Service Learning, Community Development, and more.</p> <p style="text-align: justify;">In terms of archival systems, while we are currently developing the PKP Preservation Network (PN) plugin for OJS 3, we ensure the consistent availability and accessibility of our content by utilizing alternative archiving methods. This includes submitting our content to reputable databases and indexing institutions such as the National Library of the Republic of Indonesia's database, OneSearch, Neliti, Garuda, and Moraref.</p> <p style="text-align: justify;">Authors submitting their work to our journal can be assured of our commitment to preserving their intellectual property. We require authors to affirm the originality of their submissions and ensure they do not infringe upon the rights of others. Authors retain the copyright to their work and grant us first publication rights under the Creative Commons Attribution-NonCommercial License 4.0 International (CC BY-NC 4.0), allowing others to share and attribute the work while prohibiting commercial use.</p> <p style="text-align: justify;">At the core of our mission is the principle of open access. The <strong>Journal of Community Service: In Economic, Business, and Islamic Finance</strong> is published by the Faculty of Islamic Economics and Business, State Islamic University (UIN) Datokarama Palu, and we are committed to providing free and unrestricted access to research content. We believe that open access fosters the global exchange of knowledge in economic studies. All accepted articles are available for free download on our website, promoting the dissemination of valuable research without cost limitations.</p> <p style="text-align: justify;">We invite researchers and authors to join us in our endeavor to promote community service contributions in the realms of Economics, Business, and Islamic Finance. By publishing with us, you contribute to the dissemination of knowledge and the advancement of these fields while adhering to our commitment to open access and copyright protection.</p> <table class="data" width="100%" bgcolor="#0177c1"> <tbody> <tr valign="top"> <td width="20%"><strong>Journal Title</strong></td> <td width="80%"><strong>:Journal of Community Service: In Economic, Business, and Islamic Finance</strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Abbreviation</strong></td> <td width="80%"><strong>:&nbsp;J. Community Serv. Econ. Bus. Islam. Fin.</strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Frequency</strong></td> <td width="80%"><strong>: 2 issues per year (June and Desember)</strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Accredited</strong></td> <td width="80%"><strong>: -</strong></td> </tr> <tr valign="top"> <td width="20%"><strong>DOI</strong></td> <td width="80%"><strong>: Prefix 10.24239/jcsebif by <img src="https://jurnaljiebi.org/public/site/images/nnoval/crossref-logo-landscape-200.png"></strong></td> </tr> <tr valign="top"> <td width="20%"><strong>ISSN</strong></td> <td width="80%"><strong>: <a href="https://issn.brin.go.id/terbit/detail/20230908511996832">3026-4774</a></strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Editor-in-Chief</strong></td> <td width="80%"><strong>: Sitti Aisya</strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Publisher</strong></td> <td width="80%"><strong>: Faculty of Islamic Economics and Business, UIN Datokarama Palu</strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Language</strong></td> <td width="80%"><strong>: English</strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Citation Analysis</strong></td> <td width="80%"><strong>: Dimensions</strong></td> </tr> <tr valign="top"> <td width="20%"><strong>Indexing</strong></td> <td width="80%"><strong>:&nbsp;</strong></td> </tr> </tbody> </table> <hr> Fakultas Ekonomi dan Bisnis Islam Universitas Islam Negeri Datokarama Palu en-US Journal of Community Service: In Economics, Bussiness, and Islamic Finance 3026-4774 <p style="text-align: justify;">To be accepted and published by the <strong>Journal of Community Service: In Economic, Business, and Islamic Finance</strong>, authors submitting article manuscripts must go through all review stages. By submitting the manuscript, authors agree to the following terms:</p> <ol style="text-align: justify;"> <li>Authors guarantee that the article is original and has not been previously published. The article does not contain illegal statements and does not infringe upon the rights of others. Authors affirm that the article is entirely their own copyright. If there are quotations or references from other sources, authors must obtain written permission and ensure that the quotations are free from third-party rights.</li> <li>Authors retain the copyright to their work and grant the first publication rights to the <strong>Journal of Community Service: In Economic, Business, and Islamic Finance</strong>, under the <a href="https://creativecommons.org/licenses/by-nc/4.0/">Creative Commons Attribution-NonCommercial License 4.0 International (CC BY-NC 4.0)</a>. This license allows others to share the work while attributing the authorship and initial publication in this journal. However, commercial use of the work is not permitted.</li> <li>Authors are permitted to make additional contractual arrangements for non-exclusive distribution of the published journal version. For example, they may submit the article to an institutional repository or publish it in a book, with acknowledgment of the initial publication in this journal.</li> <li>Authors are allowed and encouraged to post their work online before and during the submission process. This is considered to promote productive exchange and early and broader citation of published work (See the Influence of Open Access).</li> </ol> <p style="text-align: justify;"><a href="https://creativecommons.org/licenses/by-nc/4.0/"><img src="https://i.creativecommons.org/l/by-nc/4.0/88x31.png" alt="Creative Commons License"></a> All articles in the <strong>Journal of Community Service: In Economic, Business, and Islamic Finance</strong>, are licensed under the<strong>&nbsp;<a href="https://creativecommons.org/licenses/by-nc/4.0/">Creative Commons Attribution-NonCommercial 4.0 International License</a>.</strong></p> https://jurnal.uindatokarama.ac.id/index.php/jcsebif/article/view/5277 <p>This community service initiative took place at the Kelompok Tani Mandiri Baturoko in Lalombi Village, located in the South Banawa District of Donggala Regency. The participants in this endeavor are 20 members of the Kelompok Tani Mandiri Baturoko. These individuals are involved in transforming mangrove fruits and leaves into various snacks, including tea, syrup, cakes, chips, and others. One of the challenges faced by the group is the lack of regular record-keeping, which prevents them from accurately estimating their cash requirements, potentially leading to liquidity issues. Additionally, they have not been able to meet their tax obligations. The aim of this service is to enhance the capacity of the Kelompok Tani mandiri Baturoko in managing their business finances through straightforward bookkeeping and education on tax obligations, thereby ensuring the sustainability of their business and compliance with tax regulations. The implementation of the community service is conducted in multiple phases. The first phase involves preparations through observations and initial interviews. The second phase consists of executing activities that include counseling and training, where materials are presented, and participants practice creating cash flow reports, planning capital, evaluating business liquidity, and engaging in discussions. This is followed by tax education aimed at Micro, Small, and Medium Enterprises, where participants practice calculating, remitting, and reporting their taxes. The third phase focuses on monitoring and evaluation to address the challenges faced by partners in managing cash, business capital, and fulfilling their tax duties, as well as assessing the effectiveness of the service program. The outcomes of this program are as follows: Firstly, partners now possess the knowledge and skills to manage their business finances through simple record-keeping. Secondly, partners can evaluate their cash needs, thereby mitigating liquidity problems. Finally, partners understand taxation and can independently meet their tax obligations.</p> Rahayu Indriasari Ni Made Suwitri Parwati Femilia Zahra Ridwan Selmita Paranoan Chalarce Totanan Junita Piter Tobing Yulia Gita Samir Eka Pratiwi Copyright (c) 2026 Rahayu Indriasari, Ni Made Suwitri Parwati, Femilia Zahra, Ridwan, Selmita Paranoan, Chalarce Totanan, Junita Piter Tobing, Yulia Gita Samir, Eka Pratiwi https://creativecommons.org/licenses/by-nc/4.0 2026-05-13 2026-05-13 3 2 1 9 10.24239/jcsebif.v3i2.5277.1-9 https://jurnal.uindatokarama.ac.id/index.php/jcsebif/article/view/5305 <p style="text-align: justify;">The rapid expansion of online lending in Indonesia has increased adolescents' exposure to illegal loans, personal data misuse, consumptive debt, and misleading PayLater schemes, while their financial and legal literacy remains limited. This community service program aimed to strengthen legal awareness and <em>muamalah </em>literacy among Grade XII students of Sigi State High School No. 7 by integrating positive law, digital risk mitigation, and Islamic financial ethics. The program applied a Community-Based Research approach combined with community education through observation, interactive counseling, discussion, and pre-test post-test evaluation involving 50 students. The materials covered legality of online loan platforms, consumer rights, personal data protection, OTP and phishing risks, loan stacking, and Islamic principles of debt and responsible spending. The findings show a meaningful improvement in students’ understanding, with the average score increasing from 7.04 in the pre-test to 8.78 in the post-test. Statistical testing confirmed a significant difference, t(49) = 4.927; p &lt; 0.001. The program also improved positive law understanding, digital risk mitigation, and sharia financial ethics. Thus, integrative legal and <em>muamalah</em> education is an effective preventive model for protecting adolescents from illegal online loans and unsafe digital financial behavior.</p> Nadia Nadia Wahyuni Wahyuni Ahmad Arief Nursalam Rahmatullah Desy Kristiane Copyright (c) 2026 Nadia Nadia, Wahyuni Wahyuni, Ahmad Arief, Nursalam Rahmatullah, Desy Kristiane https://creativecommons.org/licenses/by-nc/4.0 2026-06-28 2026-06-28 3 2 10 30 10.24239/jcsebif.v3i2.5305.10-31